So....I think my post came off as a mite bit negative. It's my mood more than anything (just found out that XH took OW to freaking SPAIN for vaca on my money....) but it is all true. Good luck. It's good that you're thinking ahead, and my thoughts are with you on that day :-)
M45 Bomb 6/09; EA 6/10; Divorced 1/11 Proud single mom of 7 little feline girls and one little feline boy "Fall down 53 times. Get up 54." -- Zen saying