KD, You will feel 100% better after you come up with a plan with your attorney's assistance. That is what you pay them for! Of course, it helps for you to have in mind what you would like and think is fair, but don't lose sleep over crunching numbers. I think it is certainly a good idea to have money saved for the kids' college funds as opposed to expecting them to pay for it out of their pockets (which means they will have to get school loans and then will start out with a mountain of debt once they graduate).
