Ahhhhhhhh Credit Card bill and rates notice are here. I need to send them to H. I hate to initiate contact with him.

I want to ask him how he is, but know I should keep my email direct and to the point.

H 34, W 36
T 13.5
M 8.5
C 6yo twins
S 6/5/11
OW 7/6/11
OW moves in 9/18/11