Wow! I just thought of something that I should put down to bits to remember for later.

It's very possible that my W has figured out that she's set in her retirement.

Inheritance passed down from her grand mother to her mother (by way of her grandfather when he passes) will eventually be split between her and her siblings when her mom passes.

Forgive the morbid thought. God willing, that inheritance will pass down some time in about 20 years or so, when my W is around 65 or retirement age.

As my W mentioned to me in our last talk, she's been spending her savings...

Not mind reading, but here's the tragedy. If she's "enjoying" her life right now through spending her savings... what will be left for our kid's college fund... the savings would have taken care of that as our kids reached college age...

And now...?

*sigh*

I MUST protect their interest in what's left in assets at this time.