It looks to me as if you are in a very unrewarding marriage, with a H who couldn't care less, and the reason you are staying, other than love for your H, is that you are financially dependent on him, am I right? How about this as a strategy - you start working on how you might become financially independent over the next year or three - say by getting some training or doing part time work or whatever. Move in that direction. The more independent you can become, the less H can sit on his arse and expect you to stay for financial reasons. Either he wakes up (you can spell out your needs to him) or else you move on, knowing you can get on without him. You wouldn't be just walking out on him, but he could see you mean business!
Just a thought. I have the same financial issues on my end... but I am working on them.
Livnlearn
"The unexamined life is not worth living" - Socrates