For anyone struggling with the decision to split your finances from your WAS/MLCer, please make the split. I learned the hard way, I knew my H was not the kind of man that would go off the deep end financially. But I was very wrong! H is turning things around but it will be more years before his credit rating is out of the tank.
I did take steps to split us financially, I missed one credit card. H found it and charged it up without my knowledge. I only found out when the creditors started calling about lack of payments. That showed up on my credit rating now and it was brought up, but because of everything else I had done I still had excellent credit. Protect yourself.
Live your life while you are still living. Riding the trail less traveled.
