My finances will probably be in the toilet. Oh well, I guess I'd better build a raft.
Seriously, prison is my retirement plan.
Like you my answer is, that given the nifty little turn <cough, cough> my life has taken, I wouldn't be doing anything different if I was D'd. I plan for my future, get out some (D's at home and one is a minor) and take up things that interest me where I can.
The only thing I can't do is get married <hysterical laugh>.
Like you I had to get a full time job and b/c I don't have a degree (and clearly need one), I take classes in between everything else.
It may just be me....but I think my age factors into this mess with regards to fear. I'm 53. So, I know that alot of the thoughts I've had (that have scared the horsesh!t out of me), have to do with time, options etc.
I understand you have rediscovered your faith. For me, I use meditation (instead of prayer) and I'm pretty sure I would regardless. The benefits I have experienced are nothing short of amazing.
