I have to tell you "GREAT JOB" on both the face to face and the phone conversation. You did amazing.
I have to agree with 25 yrs, you need to get that money out of the joint account and into your own account. This needs to be done quickly. The longer you take doing this the more chance OW will find out and convince hime that she needs that money. You also need to take it out in one sweep, if you take it out over a period of withdrawals, he just might regret it or try to control you with it. You put in your time, you are dealing with the outcome of his MLC, take the money.
I am in an agreeing mood tonight, i also have to agree with MrBond. If your EP really cared about you, he would want to know regardless of who was around him. I honestly think he is having second thoughts about all this and he is trying to keep you on the hook incase OW and him fail.
You deserve better than that. Go for that bike ride to work and home, then post on here and let us all know how you feel. That exercise should help you get in shape and it will give you lots of time to think about the great things you are going to do in your new apartment.
That was 2 encounters with EP that you handled beautifully. Keep up the great work. I am glad to see you progressing.