It is so hard to not love/care for your XW, It was your spouse for a long time and its hard to let go. But every indicator here is pointing you towards doing just that. You can still love her in your heart from a distance, not in your House.

I agree it sounds like your stuck. Its not easy to get unstuck untill you take definitive action. In this case, I would say... you will most likely feel empowered and soooo much better to not have her around - despite your financial sit. and possibly losing the house, etc....

It will all work out in the end for YOU... Have Faith, and just know that you will get by one way or another. We all have faith that you CAN do this!!!!
TIPPER