I am definately at peace. I felt peace before I went looking to date.
I have seen and heard excerpts - problem is I don't have many options when it comes to the debt. With recent law changes, the minimum payments are higher than they were. I owe A LOT. I am SO very angry at myself and XBF because 4 years ago I didn't have this debt. ggrrrrr
Twenty years from now you will be more disappointed by the things that you didn't do than by the ones you did do. So throw off the bowlines. Sail away from the safe harbor. Catch the trade winds in your sails. Explore. Dream. Discover.