I agree. I have not been through the course, but enough of my family and friends have and I know it works. My brother has done this and it is amazing. He does make a lot, but they live with just a mortgage and have their savings and everything, which has helped because his job is insurance so some months are great and others aren't. Plus they have had some medical issues lately and have had the money to pay it without a problem.

I am going to be doing the same thing. I have S that I need to save for because I know by the time he goes to college it is going to be outrageous, but I also know that I need to be prepared myself for the right now or the in case. Once the D is finalized I will be able to save better than I am now, but now that I have had my spending binge of getting a bunch of new clothes and things, I am ready to really buckly down and save, although I feel there are other things that I want or things I could save for, I know that if I follow the steps I will be better off like my brother and his family.

So the same with you. You can put higher amounts in later once the other is taken care of. One step at a time. It does work.


Me29 S3
H left 4/1/09
I file 8/2/10
Divorce final 5/17/11
1st http://www.tinyurl.com/25lhu52
2nd http://www.tinyurl.com/2c35ueg
3rd http://www.tinyurl.com/322yk89