Hank, I think I'm finding out it best not to ask, and best not to think about it. It will drive you absolutely nuts. My W was on the phone late one night earlier this week. I came in the bedroom to brush my teeth. However, she really didn't try to hide the fact that she was talking on the phone nor did she lower her voice. I was paranoid enough that I look at the call log on our cell phone bill. She had been on the phone for over 2 hours until after 1:00am! That act on my part defintely didn't make things any better. Once I put everything together, I decided to act "as if" she was talking to a neighbor down the street who is a good friend of hers. Seemed pretty plausible when I thought things through.