Aren't you going to school? If you're a full time student you should be able to buy health insurance through the school?
Explore all your health insurance options. "Catastrophic" policies that cover you only for serious hospitalizations and such are surprisingly not that much cheaper than regular insurance. High-deductible plans may be right for you IF you're very healthy - but if you can't afford to pay the first $5k or whatever first, may still not be a good choice for you. Look at ALL your options. Can you rent out a room and use that money to buy health insurance?
