WEll, you got the house, and property, 1/2 the retirement and a lump sum? Doesn't sound too bad to me.

Recommendations for budgeting ideas:

First, read The Tightwad Gazette by Dacyzyn. Very inspiring and practical. It will fire you up to get creative about your budget and income.

Second, read Your Money or Your Life. It will change the way you look at money forever. Trust me.

Third - read Dave Ramsey's Total Money Makeover and/or listen to his show online at daveramsey.com.

You can do this.



Third -