I think a number of us now realise that our spouses were depressed for a considerable period before the bomb, and that we could do nothng right with them. As you say, we knew nothing about MLC, and never thought it would fetch up on our doorstep.
I think you have to accept if you don't take steps to protect yourself it could all become a disaster - I have heard of people who came out of MLC but with a mountain of debt - we are doing ourselves, and also them a favour by sorting it earlier rather than later. I wish I had not waited as long.
What I am saying is that even if he comes out of it what he spends in the intervening period may be all he can get hi hands on and then some. In general the OW is a financially motivated leech. [Not always] Ans in any case your h feels entitled to anything he wants.
