Good luck on the job - I like the international travel part!
Pretty ridiculous that a catastrophic medicine like growth hormone would be limited. How about instead we limit the hypertension and cholesterol meds that many people could largely change their lifestyles and not need to take all the time?
As for the house equity question - I found out to my dismay that apparently, in most situations, the costs of selling the house are not taken into consideration when figuring your buyout of the other spouse. I think that's absurd. If the house would sell for 100k and you owe 95k on it, there IS no 5k equity to be split, because if you DID sell the house, it would cost more than 5k to fix it up for sale and pay your share of closing costs etc. And that's assuming, of course, that it sells for that price. Stick to your guns, show them the comps and factor in those closing costs.
