Just left the mortgage company. My wife wants $30K from me refinancing. I was told that the most I could get is $1700. So after talking with the agent, we decided against refinancing. I do have an open line of credit (second mortgage) that I can grab $20K from. So that is what I will do. By not refinancing, I will save $200K over the life of the loan (15 years as opposed to 30).
It was hard being in there alone. I couldn't stop the tears from falling. It made everything that is happening so real.
