BTW, I'm getting close to that point too. The only difference with me is that I THINK (not 100% sure yet, maybe 80% sure) and Hope (100%) that it's just a matter of time for me.
Here's what I know for sure. If I'm patient, I have good odds that things will be great again some day soon. If I'm not, I have 100% odds they won't. If I'm patient and I wait 6 or 12 more months and they work out, then FANTASTIC. If they don't, I've wasted 6 or 12 months. If I'm impatient and screw it up, I've only potentially saved 6 months, but maybe wasted 50 years! The risk vs. reward matrix clearly says be patient....
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