The payment I listed includes property taxes and insurance so it is actually a pretty good deal, and as far as maintenance, I have some stuff I pay for, but not a lot and believe me I know the unexpected happens, but right now I am at a place where I can handle it. I have alot of friends and family who help me out and can fix pretty much everything in my house so I just pay for parts, and the labor is free. I also understand about having a higher interest rate and I am scared of that, but for right now I am good, and if all goes well maybe I can refinance in 2 years instead of 4. Also right now, there is a huge showdown about teacher salary in the state so I may be losing a bunch of money starting next year, which could make me say I have to sell.

I am actually not struggling to make the payments. I save some each month and as I said before once I am not paying my L and the car gets paid off (the really money problem where expecteds happen) I will be saving a lot each month or at least able to put a lot down each month extra on the house so it should be ok.


Me29 S3
H left 4/1/09
I file 8/2/10
Divorce final 5/17/11
1st http://www.tinyurl.com/25lhu52
2nd http://www.tinyurl.com/2c35ueg
3rd http://www.tinyurl.com/322yk89