To add to this, my wife and I have maybe $6000 in debt (credit cards, etc.). We have not added to it in years, and our primary goal has been to get rid of it completely (thus savings us a ton of money in interests). in addition, my car will be paid off in may, so if we take care of that $6000, we will be debt free except for house this spring.

i will be getting a nice bonus at work next month (maybe $2000). i am working on our taxes now, and it looks like our refund will come to $4000. total of $6000. perfect to me! i told me wife months ago how exciting it would be for us to be debt free (a dream of hers as well for a long time). yesterday, i mentioned the nice tax return. she said "great! money for day care costs." huh?

Me - 33 W - 33
S - 9 months
M - 3 years
T - 5.5 years
Bomb - 12/14/10 ILYBNILWY
PA discovered - 1/18/11
PA began - 3/22/10
Separated