MWG, Sorry for your loss. I don't know how close you 2 were, but a death is always tough to deal with. As for your job, did they give you any reason for your layoff? Any hope for recall? As for the house........ Well, you can stall, but unless you can come up with some money, for payments or otherwise, you won't be able to stay there for long. If you could get some money, you might work something out with the bank, but I know how tough that is for you. I would strongly recommend looking for another place to live..... As for your H.... I really don't know what can be said about that. He is quite comfy in his way of life, he knows you won't do anything, so he doesn't have to make any decisions, so why should he? I have watched this situation for a LONG TIME, and I can tell you that this man has had it VERY EASY in so many different ways. His OW allows him to be unemployed, shiftless, lazy, and sorry. I really can't figure out why she keeps him around. LOL His wife on the other hand is content with these arrangements as you have made no legal moves in 6 years! LOL Well, in all honesty, why would this man change? MWG, this is your life and its your business what you do with it, but if you don't change, he won't change. I know you a spiritual person and prayer is important to you, but I am a FIRM believer that GOD helps those who help themselves.