And, don't say anything to her. Just go to the bank and do what you have to do. I don't know what the laws are in the US or Florida but I wouldn't suspect any court in the world could condemn you for protecting yourself as long as you make it clear that you still expect to live up to your financial obligations.
Me: 41 STBXH: 36 D: 11 S: 9 BOMB 12/2009 SEPARATED 5/2010 D SERVED BY ME 9/2010 FINAL D When I'm ready