Hey everybody, I need some advice and opinions are welcome.

With Christmas right around the corner and with my S and DIL recently moving out, I'm now paying the entire mortgage on the house, all the utilities, taxes and insurance and I find myself with out a lot of left over cash for Christmas presents for my kids.

I'm thinking of asking H if he'd be willing to foot the bill for the utilities for the month of December. This would be a loan that I would pay back come income tax refund time.

I haven't complained to him at all about paying for everything because I figure I will be doing that anyway once things are legally settled. I would do it in a way as to not lay guilt on him, even though I'm not sure he feels any anyway.

What do you all think? The worst he could do is say no, and I wouldn't be worse for the wear than I am now. Next year, I will make sure I don't have this problem as I will adjust the budget to include the extra I'm paying for the mortgage.