It's not easy to do sometimes, Romeo. At times I just wanna say "shut the f*** up!" but I do the same as you "that sucks". When she carried on about the insurance issue I just said "Hey, don't deal with it now, it's not something that won't wait a few weeks" It's $15 which I paid and she now owes me...big deal! Anyway, my kids know the way she is and they deal with it, I just continue to be as uplifting around them as possible. If she wants to sink into the big black hole continually, that's up to her. I prefer and choose to be happy!