Hm. Okay, it sounds like the finances issue is resolved. She mucked it up royally. So, why are you revisiting it? Do you want her to pay you back? Are you trying to decide whether or not you will help her out with her bills? If you want to help her, help her. If you don't want to, don't. Am I missing the issue here?
Have you hit on her yet? Misteltoe still works this time of year, you know. What are you having a hard time figuring out with her? Her moods? Whether she loves you and wants to stay in the marriage? I mean, for now, it sounds like you have the answers you need. She's still in the house, she cancelled the court date...
