Rysmom, you are all over the board. You are going to file to protect yourself financially, your son has been through it over all of this, plus your H has not helped you, nor has seemed willing to help you when it comes to money. Your H has also expressed no interest in returning to the marriage. It seems quite obvious to me that the only reason why he hasn't filed is to keep from having any financial obligation to you, as you have not been willing to force him to do this. Rysmom, you really should get a divorce and move on with your life.