I'm in the same boat with you IDU. I heard last night from a husband of one of W's friends that she thinks she will be able to stay in the house with the kids. These people are real estate agents and they told her that she is crazy to think that.

I might be able to stay in the house after the D if I wanted to, but the price is just too high. I can live there for $2,500/month or rent a brand new 3 br raised ranch for $1,100 from my current landlord. Not a very tough choice there.

I told W that I didn't care if she stayed in the house, as long as she could afford it based on a standard settlement. I also told her that she MAY be able to make the payments, but probably doesn't want to because she won't have any money left for anything else. She is delusional and living in fantasyland!!

We will both be starting over too.

We have to deal with so many things we can't control because of these decisions. It is unfortunate, but there is no other way.

Good luck!