SoA, I've been following along for awhile now and I just read your entire thread. I want to make some more comments but it's late and I want to really be thoughtful so I'm going to post in the am.
For now, I want to say that you need at least another consulation with a different L. I am also in a no fault state but that doesn't mean that your house and debts aren't marital property. Also, it's standard to have a "cease and desist" filed so that the status quo is maintained through the process. He is likely not legally able to cancel your medical insurance. Your L should be on that now not later. You should check into getting your own policy at your employer though just in case. This qualifies as a change of circumstance so that you can elect it even if it's not your annual open enrollment.
