Any time, Pirate! I don't really like the way some of those threads in Newcomers are going, but I am not the thread police!
Well, the good news is the lady at the water company pretty much said that as long as I work with them, it's all good. So the plan is an extra $100 a month til it's gone, eight months or so. Not wonderful, but what can you do? It was clearly my responsibility.
Looks like I may have a meeting with a person of the opposite sex later this week. She's 55, but at least in her pictures she doesn't look it. We shall see. Email communication has been nice, so I am a little hopeful, but without expectation!