Stupidly, my name is on the mortgage. His is not. We are both in title. The reason for my name only being on the mortgage is that I was able to qualify without his income or credit score.
SA,
I'm in the same boat. I'm on the mortgage, both of us are on the title. It does not matter. The bank WILL go after both of you. I guarentee it. He is on the hook. In fact, you basically can't get him off the hook, unless you get the D and THEN refinance it into you name alone.
M:37 W:34 M:4 years T:6 years No Kids A disclosed - 9/1/2010 W asks for separation - 10/19/2010 Moving on - 10/24/2010 A ends (and I believe her) - 12/2010 Content - 3/1/2011 Served - 3/18/2011 D Day - 6/20/2011