Okay, so you have to file D? Do it. It can sit and grow mold on a shelf unless someone pushes, and I assume you are not going to do that, right?

In my state, people often, married or not, put ads in the classifieds of the local papers saying " I_______________an responsible for any debt made other than by myself. Somehow, this seems to protect them to some extint.

Sorry you have to do this. I know it's painful.