I think you are still operating in the dark, John.
She wants a binding separation agreement so she can start working towards reconcillation.
Doesn't add up to me. Does it add up to you?
I could see this being a necessity if there was something in her closet or she was concerned about being caught with her panties in her purse. But to make it a prerequisite to start working on a marriage is just odd. Hokie.
There is something you don't know. There always is. Whys she feels she need to be 'protected' is interesting.