I'm very happy to read that you are out of the apartment and making your home yours. Yes, finances will be tight, but you may be pleasantly surprised that you'll be able to do a lot of the remodelng/redecorating on a shoe string budget. Give yourself some time to figure out all of your finances.
As for your xw, I'm glad to see that things have settled down and the tension is gone. It makes interacting w/her a bit more pleasant.
Sounds to me like your life is getting better and better all of the time!
Sit quietly, the answers will reveal themselves when you least expect them to. The past is gone, the present is a gift and you need to focus on today, allow the future to reveal itself when it is ready.
