I don't know if this has been covered or not and I read your thread from time to time but:
My EXH deeded the house to me but his name is still on the mortgage so he is still as responsible as ever if I default on the morgtage. It was a gamble he took. So if your name is on the bank morgtage deeding the house over will NOT release you from that liability.. not by mortgage company anyways. He would need to refinance in his name to have that happen.
M:47 M:18 D16, S19 1st S 1/08-5/08 Reconciled/May 7, 2008 Left again Nov 9, 2009 I Filed: Nov 17, 2009 Final: April 14, 2010 EX walked away from kids too