I think she is really broke and I could afford to give her something like $100. Should I do that or just let her eek it out?
Also, do I teach her how to use the lawn tractor or let her suffer through trying to figure it out herself.
Has she asked for help? Stop trying to fix things, let her come to you, let her go to figure things out without you. It will be OK.
M22,H45,W45 S21/18D12 Retain faith that you will prevail in the end, regardless of the difficulties and at the same time confront the most brutal facts of your current reality, whatever they might be.