It seems you have been out of the workforce for some time. Are you applying for jobs that are within your reach given your lack of current experience? I understand you have to make a living wage but at this point I would think you need to start looking for jobs and not careers. Why not take a night job in a restaurant or something. I was a waitress for years and actually made really good money. If you can find a job to earn money perhaps you can use your days to take internships that would get your "career skill set" more current and appealing when you are interviewing. I don't know what field you are looking for work in but it sounds like you need to find *any* work to bring in some money AND brush up on your skills in your area of interest. Google some local groups or events in your field and try and attend one weekly. Read blogs and industry publications EVERY day in your field. Download webinars and podcasts and start looking for opportunities that might not pay but will get you more current. But in the meantime take *anything* so you can earn money and get yourself in more marketable shape.
You can do this!
At this point I would guess taking a risk on somebody who has been out of the workforce for some time would be more likely if you at least could show you are employable.