1. Do you have any info on the OM yet? 2. Does your wife work for a living or does she support at home only? 3. Do you have children? 4. Who pays for the cell phone and the internet access in your home?
You really should get a VERY DETAILED signature so people can better help you. This forum is high traffic and we need to get summaries so we can help you quickly... we don't often have time to read extended threads from other forums.
More to come... But we need more details than what you have given us... That's not much to work with
