YOu actually paid the interest because he wasted his money all year?
This story sounds like the turtle and teh hare tale perfectly... He wastes the year while you work diligently and plan ahead and at the end of the year, he isnt' prepared and you cross teh finish line...
But he expects you to bail him out like his parents do...
I think it would be healthy to work on finances together, but If your H is that unrelaible I can understand why you would want to save separately...
i know this is petty .. but sometimes i wonder why i didn't drop the d-bomb.
i found out after marriage how financially irresponsible he was. i couldn't believe what i got myself into. so i saved separately. i refused to have a joint account.
i was very lucky that i didn't lend him money for his 401k. had i done that, i would be homeless now. but i protected myself.
