Praying for you buddy. Hang in there, you are doing the right thing. You probably shouldn't have reached-out though. If filing doesn't turn her head, realize it will be ok anyway. You deserve better than what you have right now. Things will be OK and you will find love again.
After digging into the details more with my mortgage lady, I'm finding out that I will probably still be able to afford a pretty nice place if I want to if we end-up having to sell. As bad as it seemed in the beginning, right now I don't even care if we have to sell. W is delusional about how much we would get for the place and also about the fact that she can't afford to stay here. We ran all the numbers and there is no way she can do it.
I'm getting so tired of her that most of the time I feel like I don't even care if we do get D anymore.
Start looking beyond you M and see what is out there. Life can be good without her. Life is what you make it...make yours fun. Choose to be happy and don't let this get you too far down. This coming from a guy who was just in despair 2 days ago, so take it with a grain of salt, but I know and you know that you are STRONG and you WILL still have a great life. We are both the same age and there is still quite a way to go, so make the best of it.