OK, once he veers away from facts and starts talking about his feelings you go back to DR

Ignore all his negative protests and 100% of what he says etc...

pp 139 to 140 of DR to be exact.. those are two of the most important pages in the whole book...

Once he starts talking about how miserable he is just exit that and pay it no mind.

Whenever i have to talk about money with my wife I put a financial statement together. And I encourage her to use a cc for every purchase so we know where the money si going... And we both know the passwords to each others' accounts.