Sol, my advice on the financials...fight for what's important to you. Do what is right for you. And don't be a martyr!
My story is the exact opposite in that dept. My STBXW never contributed towards our together savings etc. She filed when she was unemployed then took me to court to get max $ for temporary support. She's the one leaving but feels entitled to everything and it's going to be a fight all the way to the end.
The WAS's are just selfish and only think about themselves. So if the house is important to you then don't just let him have it, negotiate it! he can keep the house if he pays you $xyz amount. And you don't want his stinking furniture...you can buy your own with the $$ he'll pony up. Insurance and bills separtely are fine as long as there's no major debt which there probably isn't. Same for cars IMHO.
Think about it, take your time and definitely consult a L.
((hugs))
Me: 35|WAW: 38|D: 6yo | http://tinyurl.com/2dxx7m6 Feb 2006, left, came back in two weeks Aug 2006, left again Apr 2007, filed for divorce Dec 2007, reunited Mar 2010, moved out, filed again