Things are moving very nicely in your direction. Very nicely.
One thing, You NEED to change your view on having a baby. This is typical of you. Your wife is telling you what she wants and then you typically find a negative in it. It is obvious why she is where she is at emotionally with things like this that you STILL do. You are still insisting on getting YOUR way. That is selfish. Why not just get excited about having children together? Why do you always want to ruin her dreams with finding the negative in it? Stop doing that. Your wife is right. If it happens then you will deal with it at that time. OIN, there are NO GUARANTEES in life. Stop this negative outlook when she says something good. If she says black your first reaction is to say "well I am not so sure about black. Learn to enjoy what SHE is dreaming about. My god man, she is talking about having YOUR baby and you are negative nellie. STop that. You are pushing this where, when she says it isn't working that she is going to say "well I wanted a baby and you never did and I am not waiting around for a man who thinks that way. Then suddenly you will want to be Mr. Dad and tell her how much you really do want a baby.. Quit being silly
She wants to go on vacation and you immediately start talking about how you can't afford it. She wants to talk about having children and you immediately take the oppostie view and. These things turn women off. Did you hear that? That turns women OFF.
I am wondering if you are so controlling and obsessed with her that you don't want a baby because it would take time and her attention from you. Wise up