Also, we have each opened our own accounts, so it is impossible for one of us to manage all of the $ at this point. It would be a good idea if we still had a joint account.
Thought I would come home and talk to W about what is a fair split of the bills. She didn't want any of it, wouldn't agree and said, can't I just pay a bill when I have money?
I noticed reading quite a few of your posts that you want it spelled out for you, that you are "book smart" but not really "street smart" or don't know much about this "psychological stuff" LOL!
Here is what you tell her about the bills:
"Wife, here is your phone bill, I've circled this date for you, this is when they expect their money, they're not really concerned with when you 'have money', they just want their money on this date. I've decided from now I wash my hands of this responsibility, your name is on this bill, it's your bill to take care."
"As for the rest of the bills, they all pretty much work the same way, they don't care about when you 'have money', You use their stuff, you have to pay for their stuff or they stop giving you their stuff, stuff being electricity, gas, water, phone, tv, etc." (I would literally use the word "stuff" and treat her like a spoiled brat). This is the real world and if you want to be a grown up and go your own way, get used to reality and what the involves."
Same thing with the mortgage, property tax, car payments, loans, credit cards, you name it.
Stop being her bank account and accountant, time for her to put on her bgp's (big girl panties as greek would put it) and let her learn what it means to be an adult, trust me, she needs this, because right now she is way too comfortable being the "princess" of kingdom "Fruitopia".
