We have had so much going on the past 36 months. 1. Moved from Japan to US 2. My father passed away 3. Falsely accused of sexual harassment at workplace. - Wife resents time spent on two years of appeals and finally exonerated but lost promotion/career anyway 4. Pet yorkie had to have leg amputated 5. Anger issues with 5 year old son (Expelled from day-care, suspended from Kindergarten) 6. Next door neighbor had husband stalker. Asked me to look out for her house. He killed her and both teenage daughters in front of his 10 year old son he let live. I have guilt that I could have done something. 7. Retirement from 20 year career. 8. Move into new house (dream home that we had been saving for and carrying blueprints around for almost 2 decades)that must take both incomes to afford. 9. And some other issues just as great.