And here I am .... H's MLC ....

[fudwoman]

Hi PEI,
I know I've been MIA (LOL) but life has been busy. I just popped in to check on you. Your plan for August and the end of the summer sounds right on to me. I'm having some similar insights - yet different in some ways. I would not say I'm exactly following a strict DB approach but I am moving closer to seeing the bigger picture in a way that I didn't before and that means (similar to you) figuring out what I need for myself. You may be a few steps ahead of me but I'm pretty darn close so I'll wave when my boat rows up next to yours.

Good for you!

A