I agree with CityGirl. One also has to think of future debt. You will also be responsible for any debt he incurs in the future, unless you do something about it. I would certainly have a lawyer involved or a mediator to set up a SA. If you can get divorced quickly and as painlessly as possible, I would go for it. D does not mean you won't get together later when he has cleaned up his act, but it will protect you. At least, you will know what you are getting into then.
Take care.
Me:57 H:52 M:28 Got another lawyer last year and filed. D35,S/D twins28,D22 EA4/04 End? Who knows? "Life is like a mirror. Smile at it and it smiles back at you." — Peace Pilgrim