I am new and just read this entire thread. I want to say thank you to everyone because I now feel a little better about my situation. And I'm gonna have to look for "Coach's old posts". I read DB and DR and was so overwhelmed with options on what to do next (especially at a time when my life is imploding) that it was good to see an action plan. FFH, I hope your W figures it out in time. And I'm hoping mine does, too.