The insurance shouldn't be used as a bargaining chip. Isn't going to work. Do you honestly think she's going to say that she wants to work on the marriage because of the insurance?
If you offer her the insurance you need to do it with no strings attached. Or you can't say what procedures she can or can't get. That goes back to you being controlling.
M-43 W-40 2D - 9 and 5
Emotion, yet peace. Ignorance, yet knowledge. Passion, yet serenity. Chaos, yet harmony. Death, yet a new life.