Here is what I think I should do. I think I should write him:
Hi husband,
I would like to set up a time to go to our bank in order to take your name off of the "joint billing account." We must both be present for this to happen. Please let me know when you are available.
Current Method: Both of our paychecks are deposited into the "joint checking account". $1550 of my paycheck and $900 of your paycheck have been going into the the "joint billing account". You have been putting $250 per week into the "joint checking account" which is then automatically transferred to the "joint billing account" so that debt can be paid.
New Method: Your paycheck will continue to deposit into what we current call the "joint checking account". My paycheck (in about 2-3 weeks) will deposit into a seperate account. $1550 of my paycheck will continue to go into to the "joint billing account" $800 of your paycheck will go into the "joint billing account" - this is $100 less than was normally going into joint billing. This is to account for paying of the debt. You can continue (or however you chose) to deposit $250 per week into what we currently consider the "joiint checking account" (but will now be your personal account) and you can pay the debt from that account - since $100 less will be going into the joint billing you will still have $325 per week to put toward the debt (or more if you deposit more cash). We will take your name off of the "joint billing account". Once you open your own cell phone account I will deposit less of your paycheck into the "joint billing account" so that you can pay your cell phone from your personal account.
Thanks, anned
Or I guess I could just say:
Hi husband,
I would like to set up a time to go to our bank in order to take your name off of the "joint billing account." We must both be present for this to happen. Please let me know when you are available. We can discuss how the money will be divided during that time.
Also, is this DBing? I feel like I could be pushing further away. I guess I am doing this to protect myself. I need to keep reminding myself of that!
I'm also really confused. Why if he wants a divorce so bad would be write that he "wants to make sure I'm taken care of" and also I don't understand why he would want to even be discreet about his actions because then I could file (can file) right away. It is confusing to me. I almost wish he would just be matter of fact. It gets my hopes up when he is nice!
