I don't know, I read it differently. That it just simplifies things the less accounts you have to wade through to tally it all up and divide things- that he thinks a new account makes that more difficult, not implying anything about you owing that debt alone. But maybe *I* missed something.
I'm so sorry you're in this place, FM. I feel like I'm in Wonderland/Twilight Zone, too.
I would do as others suggest- that other conversation you and I had about "date of legal separation" and what that means financially - I thought you guys already hit that date- don't know about the great north, but here I've been told that that means debts incurred are now separate- better check with your L.
((((FM))))
When the men on the chessboard Get up and tell you where to go; And you've just had some kind of mushroom And your mind is moving slow; Go ask Alice... I think she'll know.